Planning for retirement can be a serious task that brings a lot of sobering moments of truth. However, the worst that can happen is retiring when you are financially not ready and do not know what is up ahead. As investment managers we are dedicated to help you financially plan ahead and secure your financial future.

Why is retirement planning important?

Planning for retirement helps individuals to prevent running out of money after they leave employment. The retirement plan that an employee chooses allows him/her to be financially independent, live comfortable lives, and achieve their retirement goals.

How much money do I need to retire?

The amount of savings needed for retirement varies from one person to another. To determine the amount of money needed in retirement, individuals should consider their current salary, rate of inflation, taxes, and lifetime goals.

How can I make sure I don’t outlast my savings?

When you retire, you would not have to worry about running out of money if your retirement plan has retirement savings or social security benefits. However, it is best to choose a retirement savings plan that has an annuity. Annuities provide both growth and protection, along with knowing that income is guaranteed during retirement despite the market situation.

How will my investments perform once I retire?

Although investment advisors can predict the markets, the timing of negative investment returns can significantly affect the client’s portfolio. Working with your chosen investment manager or advisor can help you implement the top options to protect the investment. This may allow you to have assets and properties that may continue to grow provided the right retirement plan is in place.

Please feel free to engage our Client Portfolio Managers to start open a retirement plan with us.